American-Sino OB/GYN Service (ASOG) offers direct billing for covered maternity and inpatient services (excluding office gynecological cares) to all patients who hold insurance policies with the following insurance companies and have made prior arrangements with ASOG.
ASOG will be happy to settle your medical bills directly with your insurance companies after you have made arrangement with our cashier. You may, however, still be responsible to pay a portion of your bill depending upon the policy you hold. If this is the case, the ASOG's cashiers will collect this portion at the time of your visit. The portion of the bill that policyholders are responsible for paying may fall under one of the following categories: Deductible; Co-pay; Excess; or Non-covered Treatment elaborated under insurance terms below.
For information specific to your policy, we suggest that you refer to your policy wording, or contact your HR manager or the claims department of your insurance provider directly.
ASOG provides receipt (statement), medical report, invoice and / or claim forms to all other patients for submission to their insurance companies for reimbursement of medical expenses incurred with ASOG.
ASOG also works with Third Party Administrators or Insurance Agencies such as:
- European Benefit Administrators
- Global Assistance & Healthcare
- International SOS
- Mega Assistance Services Asia
- Mobility Saint-Honore (Mobility Benefits, European Benefits Administrators, Previnter and ASFE)
- TOKIO
- WAI
- Wellbe
- World Access (Mondial Assistance)
- Goodhealth Worldwide (Asia Pacific) Limited
- Midlink-Healthcare
- Assistance online
For direct billings of all previously approved and covered health services. Please be informed that TOKIO, WAI and Wellbe insurances typically cover gynecological cares only and maternity benefit is usually not available. On the other hand, GMC (France) insurance typically covers maternity benefit only and gynecological coverage is not available. Please check your own policy for confirmation.
